Hard Money Lending, Financing, Iowa Real Estate, House Flipping Episodes

4
Sept. 3, 2026

Ep 4: What It Takes to Qualify for a Hard Money Loan

What if the thing you're most embarrassed about, your credit score, isn't even on the list of what actually gets a hard money loan approved? Most first-time flippers freeze the moment a real deal lands in front of them, assuming a hard money lender grades them the way a bank does. Neil Timmins breaks down exactly what he checks, in order, and it starts with the property, not the person. The trip-up spots are always the same: comps pulled from the wrong pocket of the metro, and a rehab scop...